Overview

Overview

Large national HMO with strong SME and corporate coverage. 30+ years in operation with thousands of accredited hospitals and doctors. One of the fastest growing HMOs in the Philippines.

Coverage Highlights

Coverage Highlights

  • Initial Consultation

    This covers your direct consultation with an affiliated Ophthalmologist. The doctor will evaluate your visual acuity and screen for common conditions like refractive errors, cataracts, or glaucoma.

    Note: This usually includes the basic "check-up" but may require a primary care referral depending on your specific HMO tier.

  • Diagnostic Tests

    Covers specialized ocular investigations required to map the health of your eyes,

    Note: These tests are essential for monitoring chronic conditions like glaucoma or retinal diseases and are typically subject to your plan’s annual laboratory limit.

  • Surgery

    Coverage for surgical procedures depends on your plan’s specific rider for Ophthalmic Surgery. This generally includes medically necessary procedures such as cataract extraction or retinal repair.

    Note: Most HMOs exclude elective "lifestyle" surgeries like LASIK or PRK unless specifically stated in your premium coverage. Coverage is always subject to the remaining balance of your Maximum Benefit Limit (MBL).

  • Budget Friendly Plan

    Many plans are expensive, leaving families unprotected. iCare offers affordable options with extensive coverage.

  • Extensive Coverage

    Some plans cover only a fraction of healthcare needs. iCare provides comprehensive coverage, including emergency, preventive, outpatient, and inpatient care.

  • Trust Health Institutions

    Limited provider networks can mean fewer choices. iCare gives you the freedom to choose your preferred healthcare providers.

  • Value-Added Benefits

    With a Sleep Better Program that aids in providing tips for better sleep, collaboration with wellness partners, and access to health webinars and events, iCare always ensures members get more value from their investment.

Know more about Valuecare HMO.

Monofocal Lenses for Clear, Focused Vision

Monofocal Lenses for Clear, Focused Vision

Restore sharp distance vision with reliable intraocular lenses designed for
precision and visual comfort after cataract surgery.